CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Trade only with money you can afford to lose.
Open Exness Account →

What a First Trade Actually Costs — Cambodia

Three places money leaves a beginner's account — the spread on entry, a commission on some account types and the overnight swap — and which of them a first practice trade even meets.

Open Exness Account →

Free practice account  ·  One step at a time  ·  Written for first-time traders

On a beginner's account the cost of a trade is mostly one number: the spread, paid the moment the position opens. Standard and Pro charge $0 commission, so nothing else is added on entry. Raw Spread and Zero trade a tighter spread for a commission instead — Raw Spread up to $3.50 per side per lot. An overnight swap applies only if the position is still open past the daily rollover, and Exness charges no deposit, withdrawal or inactivity fee.

Where the money goes on a beginner-sized trade

Why the spread is the number a beginner should feel first

A position opens slightly behind: it has to travel the width of the spread before it is level. On a micro lot that distance is measured in cents, which is precisely why a first live trade should be a micro lot — the lesson is legible and the bill is not.

The comparison that matters at this stage is not one account type against another but the spread against the distance to the target. A plan whose target is a handful of pips away is paying a large share of its own upside on entry, and that shows up on a demo long before it shows up in a live statement.

The costs a first month will not meet

Commission, if the account is Standard or Standard Cent. It is $0 there, and the accounts that charge it are the ones a beginner has no reason to open yet.

Overnight swap, if trades are closed the same day. It arrives only at the daily rollover, so an intraday plan simply never encounters it — and a swap-free account setting removes it on eligible instruments for those who need that.

Inactivity charges. There are none, so a learning break costs nothing and there is no reason to trade in order to keep an account alive.

Questions a first-time trader asks

What does a beginner actually pay on a first trade?
The spread, and on a Standard or Standard Cent account nothing else. Commission is $0 there, and swap only appears if the trade is still open past the daily rollover.
Does a demo trade cost anything?
The same costs are applied to the virtual balance, which is the point: the demo shows what the spread does to an entry before it does it to real money.
Should a beginner choose a Raw Spread account for the tighter spread?
There is no need to. Trading a tighter spread for a commission only pays off for someone who already knows what the spread costs their plan, and that knowledge comes from the demo run.
Does Exness charge a deposit or withdrawal fee?
No. Exness charges neither, although a payment provider may apply its own charge.
Is there an inactivity fee?
No. Exness does not charge one, so an account can sit unused during a learning break.

Reviews

What traders say about Exness spreads and costs:

★★★★★
Get better spreads. That’s just my positive criticism
— Arc Adam2025-12-14
★☆☆☆☆
Terrible. They have login complications(one can’t login) high spreads, high exchange rates and no crypto trading. Don’t download. Find something better
— 123halflife2025-03-23
★★★★★
Indeed a good broker. The spreads are quite tight and competitive the customer service is favorable, this broker is reputable
— malan bobulo2025-08-04
★★★★★
As a beginner I recommend Exness for all Beginners, due to it's friendly interface and easy to understand features ... with a very low spread
— Shedrack Samuel2026-03-24

What to read next on the way in